Lms, I am sorry you are going through this.

I agree with others who have mentioned looking into accessing your superannuation. You can sometimes do it in cases of extreme hardship.

Many youth and family service agencies have free financial counselling help, so do StAte and Territory consumer affairs depts. Get as much info as you can before agreeing to anything. Do it quickly though.

Most importantly though, remember...this is only money. Ultimately, it is not important. What is important is your health, and the health of your little ones. Try not to stress because this too shall pass.

I hope it works out for you.